Early pay · Powered by EarnIn

Get paid up to 2 days early.

Give your team early access to the paycheck they already earned, in the bank they already use. It costs your business nothing and changes nothing about how you run payroll.

No commitment · Pause it anytime

EarnIn app home screen showing an $830.50 paycheck transferred 1 day early

Cost to your business

$0

  • 29M+

    EarnIn app downloads

  • 470K+

    Five-star reviews

  • $2.99

    Per expedited transfer, paid by the employee

  • $0

    Cost to your business

Why it matters

68% of Americans live paycheck to paycheck.

Financial stress costs employers real money. Distracted people are less productive, and one unexpected bill can be the reason someone leaves for a slightly higher rate. Early pay gets money people already earned into their bank sooner.

$500B+

Annual cost of financial stress to U.S. employers

2.5 hrs

Lost per employee each week to money worries

49%

Of turnover driven by compensation-related stress

How it works

Ready for a new payday?

  1. 1

    Paycheck deposits

    Your employee's paycheck lands in the deposit account they set up in the EarnIn app.

  2. 2

    Expedited transfer

    It is sent on to the bank account they already use, for a flat $2.99 paid by the employee.

  3. 3

    Paid up to 2 days early

    They get a notification when it arrives, up to 2 days before their normal payday.

For employers

Nothing changes about how you run payroll.

Same schedule, same process, same reports. Your employees' paychecks can simply land early in whatever bank they use today.

  • Zero cost to the business, no employer fees
  • No change to your payroll schedule or process
  • Built into Green Payroll, nothing to set up
  • Employees keep their bank and their bill pay
Employee in a bakery checking her early pay on her phone

For employees

Stay two steps ahead.

  • Paid up to 2 days early, in the bank they already use
  • Cash Out: on-demand access to wages already earned
  • Balance Shield: alerts and protection before an overdraft
  • Credit Monitoring and Savings Jars included
  • No interest, no predatory fees
Why employers offer it

A benefit that costs nothing and pays you back.

01

Hire better

Early pay is one of the benefits candidates look for. Offering it makes your listing stand out against employers who don't.

02

Retain longer

Money stress drives people to leave for a slightly higher rate. Flexibility over when they get paid keeps them longer.

03

Zero admin

Nothing to configure, no advances to approve and no change to your pay schedule. Turn it on and it runs.

“EarnIn fills the gaps when I don't want to dig into my credit or savings.”

Nina

EarnIn customer since 2020

Questions

Frequently asked questions

Does this affect my payroll?+

Payroll runs exactly as before: same schedule, same deductions, same reports. Early pay sits on top of your payroll, not inside it.

What does it cost my business?+

Nothing. No per-employee fee, no monthly charge and no hidden cost. Employees pay a flat $2.99 per expedited transfer, only if they choose to use it.

How do employees sign up?+

Through the EarnIn mobile app. It takes a few minutes: they verify their identity, set up a deposit account and can start receiving their paycheck early right away.

Is anyone eligible for early pay?+

Any employee on your Green Payroll account can use it. No credit checks, no income minimums and no geographic restrictions within the platform's service area.

What else do employees get with the app?+

Cash Out (on-demand wage access), Balance Shield (overdraft protection), Credit Monitoring, Savings Jars and financial calculators: a full financial-wellness toolkit.

Part of the Green Hub

Early pay comes bundled with a full payroll and HR platform.

Payroll, tax filing, HR, benefits, 401(k) and business insurance on one connected platform. Early pay is included at no extra cost when you run payroll with us.

Free, no-obligation quote

Ready to offer early pay?

  • Setup takes minutes
  • No cost to your business
  • Most companies hear back the same day

Prefer to talk? 954-534-5144

Get Your Free Quote

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